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USE POINTS FOR YOUR CHARGES

There is an easy, flexible way to get more out of Membership RewardsŪ points - simply use points toward eligible Card charges such as retail, dining, groceries and more. You must have at least 1,000 available points.

1
LOG IN TO YOUR STATEMENT
Select Recent Activity or "Current Statement", then click on "Use Points for Your Charges".
2
SELECT CHARGES
When the window opens, select the eligible charge(s) you want to use points toward and submit.
3
THAT'S IT!
An accompanying credit will be applied to your account within 48 hrs.
GET STARTED 
Would you like to manage your account online? Register here

Using Points for Your Charges is only available to Basic Consumer and OPEN Card Members enrolled in the U.S. Membership Rewards® program. Authorized agents, authorized account managers, Additional Card Members and Authorized Additional Card Members are not eligible. All Linked Card accounts must be in good standing. A minimum of 1,000 Membership Rewards points in your program account is required and you may use Membership Rewards points only toward the entire amount of an eligible charge. American Express will present the eligible charges you can use points towards, and we may change which charges are eligible at any time without notice. American Express is under no obligation to make charges available for redemption using Membership Rewards points. For each transaction, points will be debited immediately from your Membership Rewards program account and a credit will be issued to your Linked Card account for the corresponding dollar amount within 48 hours. Credits processed after the Card account's statement closing date will appear in the following billing period. You are responsible for payment of the amount due on your Card account by the due date even after using this feature. To learn about this feature and redeem points online, visit membershiprewards.com/yourcharges.

Terms and Conditions for the Membership Rewards® program apply: Visit membershiprewards.com/terms or call 1-800-AXP-EARN (297-3276) for more information.Participating partners and available rewards are subject to change without notice. The value of Membership Rewards points varies according to how you choose to use them. To learn more about point value, go to www.membershiprewards.com/pointsinfo.